I caved.

For those who know my spending habits, you know I have a reason for avoiding credit cards.

And you'll be appalled to find out that not one, but THREE cards arrived today.

All from DBS.

The salesguy had a point. They are free (for a number of years anyway), and instead of paying by debit, I may as well pay by credit, earn points and get rebates/vouchers.

Sides, I may need one when travelling overseas. Emergencies do occur.

He had a point....

Now I'm looking at my three new shiny cards in both horror and glee. Glee cos along with the cards, came ALOT of vouchers. YAY! Free spa even!

Horror because Melvin just said "so when we go out... guess who pays because there are rebates?"

*cry*